Planner — When Can I Retire?

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Keep your plans across devices —

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This tool provides information and guidance only — it is not financial advice. If you are unsure about retirement decisions, speak to a regulated financial adviser (find one via MoneyHelper). If you are 50 or over, Pension Wise offers free, impartial pension guidance backed by government.

Projections are estimates, not guarantees: they depend on assumptions about growth, inflation, charges and tax that may not be borne out, and on the accuracy of the information you enter. The value of investments can go down as well as up and you may get back less than you invest. Tax treatment depends on individual circumstances and rules may change. Calculations use England, Wales & Northern Ireland tax bands for 2026/27 — Scottish income tax differs. Past performance is not a reliable indicator of future results.

Your data stays in your browser by default. If you sign up / in with Google, your scenarios are saved to your account so you can pick them up on any device. If you use the AI features (chat assistant or spreadsheet upload), the plan or file content you provide is sent to our AI provider (Anthropic) solely to answer your request and is not used to train models — avoid including names, addresses or account numbers you would not want processed.

We use privacy-conscious analytics (Microsoft Clarity) to understand how the site is used and improve it. No data is sold, ever.